Social Security and National Insurance Trust
Fund size: +/- GH¢ 1,764.21 Million 
Description: The Social Security and National Insurance Trust (SSNIT) is a statutory public Trust charged under the National Pensions Act 2008 Act 766 with the administration of Ghana’s Basic National Social Security Pension Scheme and to cater for the First Tier of the contributory three-tier scheme. The Trust is currently the largest non-bank financial institution in the country.

The primary responsibility is to replace part of lost income of workers in Ghana due to Old Age, Invalidity and permanent migration of an expatriate contributor from Ghana.

The Trust is also responsible to pay survivors Lump sum to nominated dependents of contributors in the event of death.



10% of Accra Brewery Company Limited

25% of Aluworks

30% of Ghana Commercial Bank

20% of HFC Bank

20% of SG-SSB (SG Social Security Bank)

40% of West Hills Mall